> ## Documentation Index
> Fetch the complete documentation index at: https://docs.zuba.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Get current user balances across all currencies

> Retrieve your account balances in all currencies. Shows available balance (funds you can use), pending incoming/outgoing amounts, and total balance for each currency account.



## OpenAPI

````yaml /openapi.json get /v1/ledger/balances
openapi: 3.0.0
info:
  contact: {}
  description: >-
    Comprehensive payment platform API supporting fiat and crypto payments,
    currency conversion, and compliance management
  title: Zuba Payment Platform API
  version: '1.0'
servers: []
security: []
tags:
  - description: Manage M2M API keys and credentials
    name: API Keys
  - description: Internal ledger accounts and transactions
    name: Ledger
  - description: Handle incoming payments and deposits
    name: Pay-ins
  - description: Manage payouts, beneficiaries, and SEPA transfers
    name: Payouts
  - description: Manage outbound webhook endpoints and deliveries
    name: Webhooks
paths:
  /v1/ledger/balances:
    get:
      tags:
        - Ledger
      summary: Get current user balances across all currencies
      description: >-
        Retrieve your account balances in all currencies. Shows available
        balance (funds you can use), pending incoming/outgoing amounts, and
        total balance for each currency account.
      operationId: LedgerController_getUserBalances
      parameters: []
      responses:
        '200':
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/UserBalanceDto'
          description: >-
            User balances retrieved successfully. Returns balance details for
            all currency accounts.
        '401':
          description: Unauthorized - missing or invalid JWT token
        '500':
          description: Internal Server Error
      security:
        - bearer: []
components:
  schemas:
    UserBalanceDto:
      properties:
        balances:
          description: List of balances by currency
          items:
            $ref: '#/components/schemas/AccountBalanceDto'
          type: array
        calculatedAt:
          description: Timestamp of balance calculation
          example: '2025-10-29T12:00:00Z'
          type: string
        clientId:
          description: Client ID
          example: client456
          type: string
        primaryCurrency:
          description: Primary currency
          example: EUR
          type: string
        totalValueEur:
          description: Total value in default currency (EUR)
          example: '5000.00'
          type: string
        userId:
          description: User ID
          example: user123
          type: string
      required:
        - userId
        - clientId
        - balances
        - totalValueEur
        - primaryCurrency
      type: object
    AccountBalanceDto:
      properties:
        balance:
          description: Available balance
          example: '1500.50'
          type: string
        currency:
          description: Currency code
          example: EUR
          type: string
        isActive:
          description: Account status
          example: true
          type: boolean
        lastTransactionAt:
          description: Last transaction date
          example: '2025-10-29T12:00:00Z'
          type: string
        pendingIn:
          description: Pending incoming amount
          example: '100.00'
          type: string
        pendingOut:
          description: Pending outgoing amount
          example: '50.00'
          type: string
        totalBalance:
          description: Total balance (available + pending)
          example: '1550.50'
          type: string
      required:
        - currency
        - balance
        - pendingIn
        - pendingOut
        - totalBalance
      type: object
  securitySchemes:
    bearer:
      bearerFormat: JWT
      description: Enter Auth0 JWT token
      scheme: bearer
      type: http

````